Essential Guide to Car Insurance in California
Navigating car insurance in California can be overwhelming, especially with the state’s specific legal requirements, high traffic density, and diverse driving conditions. Whether you're a new driver or a long-time resident, understanding how California car insurance works is essential to making informed decisions about your coverage. California law mandates minimum liability insurance to legally operate a vehicle. This includes $15,000 for injury or death to one person, $30,000 for injury or death to multiple people, and $5,000 for property damage. These minimums, however, may not offer adequate protection in the event of a serious accident. Drivers often find that increasing their liability limits or adding additional coverage helps them stay better protected and avoid unexpected expenses. In a state with millions of drivers, many of whom may be underinsured or uninsured, it's important to consider coverage beyond the bare minimum. Additional options like comprehensive and ...