How Do Homeowners Qualify for a Firewise Insurance Discount?
Homeowners may be able to qualify for wildfire mitigation discounts or insurance credits by taking steps to reduce wildfire risk. Depending on the insurer, relevant factors may include home improvements, defensible space, and participation in a recognized Firewise USA community. Discount amounts can vary by insurer, so homeowners should confirm the amount available and what documentation is required. Wildfire risk is an important consideration for many California homeowners reviewing their insurance. Although property owners cannot control every factor that affects insurance availability or premiums, they can learn about steps that may reduce wildfire risk. This guide explains the Firewise USA program, common home-hardening measures, defensible space, and questions to ask your insurer before investing in improvements. What Is Firewise, and Why Do Insurers Care? Firewise USA is a national recognition program administered by the National Fire Protection Association. It encourages residen...