SoCal Insurance & Financial Services

  Rideshare drivers rely on their vehicles for income, making insurance not just a legal requirement but a vital layer of protection. The challenge is finding the cheapest rideshare insurance that still offers the coverage you need to stay protected on the road. Cutting costs shouldn’t mean cutting corners—and with the right strategy, it doesn’t have to. Here are six smart ways to reduce your rideshare insurance costs without sacrificing essential protection: 1. Compare Multiple Insurance Providers One of the easiest ways to save is to shop around. Prices for rideshare insurance vary widely between providers, even for the same driver profile. At SoCal Insurance & Financial Services, we help drivers compare multiple quotes from reputable companies to find the best balance between cost and coverage. 2. Bundle Your Policies If you already have auto, renters, or homeowners insurance, bundling your policies under one provider could earn you a discount. Many companies offer multi-po...

  Driving for services like Uber, Lyft, or DoorDash can be a great way to earn extra income. But whether you're full-time or part-time, having the right insurance coverage is crucial. Standard personal auto insurance policies usually don’t cover accidents that happen while you’re working for a rideshare platform. That’s where rideshare insurance comes in—and finding the cheapest rideshare insurance in 2025 without sacrificing protection is more important than ever. Why Rideshare Insurance Matters Rideshare companies do provide some insurance, but there are significant gaps depending on what stage of the ride you’re in. For example: Period 1: When your app is on and you're waiting for a ride request. Most personal policies won't cover this time, and the rideshare company offers only limited coverage. Period 2: When you've accepted a ride and are en route to the passenger. Period 3: When the passenger is in your car until drop-off. During Periods 2 and 3, your ridesha...